根据中国金融教育发展基金会金融理财标准委员会对金融理财的定义，下列哪项是错误的？()

Write a bank letter according to the following requirements.

提示：2008年8月20日，ABC银行城市分行的助理行长Madonna Yang给其信用卡部经理王艳发一备忘录，要求她给一位叫Emily Denman的女士办一VISA信用卡。该女士是TTT律师事务所的律师，她在ABC银行开立账户已有四年，账号108-602-20，目前该账户的余额为98562美元。丹曼女士称她在一个月前就向我行申请VISA卡，到现在仍未办妥，现因要出国，急需用，请查此事并尽快给予办理。发此备忘录并不是受什么特别推荐，因为他并不认识这位女士。此备忘录随附丹曼女士申请VISA卡的复印件并抄送艾米丽-丹曼女士。

要求：就此内容写一份备忘录。

e statement of the flow.

ares, securities investment funds, treasury bonds, corporate bonds, convertible bonds, commodity futures, ETF, LOF and warrants.

Write a bank letter according to the following requirements.

美国纽约的ABC银行在你行(DEF银行)开设了人民币账户。过去的账户余额按5%计年息，从2008年10月1日期将按5.5%计算，透支额按6%计。

请按标准格式，代表你行会计部主任向对方发一公函，告知上述变动，并提醒对方：在你行开设的人民币账户一般不可透支，要求对方无论何时都要保有贷方余额，出现透支时，随即予以补上。

siness at a specific date, and every business usually prepares it at the end of each accounting period.

Read the following passage and fill in the blanks with its contents.

As per the terms and conditions of the Contract No. 123, the payment is to be made by a documentary credit. Now, at the request of the importer, Mr. Houston & His Son, COTOBAML M. A. Hereby issues a documentary credit No. 56789 in favor of China National Chemicals Imp. ＆ Exp. Corp, 56 Dongnanmen street, Beijing, to the extent of USD 56,700.00 on May 23, 2008.

On June 1,2008 the exporter shipped the relative goods and drew a draft on the issuing bank, asking him to pay the credit amount at 60 days after sight of the draft, the draft was authorized to be signed by the corporate staff, Grace Peter.

Bill of Exchange

NO. 123 Dated (1) .

Exchange for (2) .

At (3) days after sight of this FIRST of Exchange (Second of exchange being unpaid)

Pay to the order of (4) .

The sum of (5) .

Drawn under L/C No. (6) . dated (7) .

Issued by (8) .

Value received and charged the same amount to

TO (9) .

(10)

(80)

clude the impact on operating profits of net bond-related gains/losses, write-offs in trust accounts, and net transfer to the allowance for possible loan losses.

make specified payments on a specific schedule to the bondholder.

Write a bank letter according to the following requirements.

在我方要求伦敦ABC银行对标题为"Your L/C No.6854, Our BP33048921"所列信用证下的我方议付进行偿付时，伦敦方通知我方，支付是在有保留的条件下进行的，原因是该信用证一透支110美元。

我方指出，该信用证规定“可以接受数量和金额在2%左右的差异”。鉴于我方所要求偿付的金额在所说的限额之内，因此，我方要求他们取消保留条件并通知我方。

and equity market. The last two markets usually fall into the category of securities market or capital market.