Part A
Directions: Read the following four texts. Answer the questions below each text by choosing A, B, C or D . Mark your answers on ANSWER SHEET 1.
It is commonly believed in the United States that school is where people go to get an education. Nevertheless, it has been said that today children interrupt their education to go to school. The distinction between schooling and education implied by this remark is important.
Education is much more open-ended and all-inclusive than schooling. Education knows no bounds. It can take place anywhere, whether in the shower or on the job, whether in a kitchen or on a tractor. It includes both the formal learning that takes place in schools and the whole universe of informal learning. The agents of education can range from a revered grandparent to the people debating politics on the radio, from a child to a distinguished scientist. Whereas schooling has a certain predictability, education quite often produces surprises. A chance conversation with a stranger may lead a person to discover how little is known of other religions. People are engaged in education from infancy on. Education, then, is a very broad, inclusive term. It is a lifelong process, a process that starts long before the start of school, and one that should be an integral part of one's entire life.
Schooling, on the other hand, is a specific, formalized process, whose general pattern varies little from one setting to the next. Throughout a country, children arrive at school at approximately the same time, take assigned seats, are taught by an adult, use similar textbooks, do homework, take exams, and so on. The slices of reality that are to be learned, whether they are the alphabet or an understanding of the workings of government, have usually been limited by the boundaries of the subject being taught. For example, high school students know that they are not likely to find out in their classes the truth about political problems in their communities or what the newest filmmakers are experimenting with. There are definite conditions surrounding the formalized process of schooling.
What is the main idea of the passage?
A.The best schools teach a wide variety of subjects.
B.Education and schooling are quite different experiences.
C.Students benefit from schools, which require long hours and homework.
D.The more years students go to schools the better their education is.
第1题
A.荷兰在1972年开发了特殊失能收入损失保险
B.一般种种保单规定了被保险人在完全失能时所领取的收入额度下限和被保险人因是能而遭受的收入损失确定方法
C.如果被保险人由于失能而遭到其收入降低,就可以认定为收入损失失能
D.如被保险人因为伤残而致使其收入降低,但尚能工作则无法获得该保险的赔付
第2题
A、荷兰在1972年开发了特殊失能收入损失保险
B、一般这种保单规定了被保险人在完全失能时所领取的收入额度下限和被保险人因失能而遭受的收入损失的确定方法
C、如果被保险人由于失能而遭到收入损失,就可以认定为收入损失失能
D、如被保险人因为伤残而致使其收入降低,但尚能工作,则无法获得该保险的赔付
第5题
A、医疗保险、疾病保险、失能收入损失保险和护理保险
B、年金保险、疾病保险、失能收入损失保险和护理保险
C、门诊保险、生存保险、失能收入损失保险和护理保险
D、住院保险、死亡保险、使能收入损失保险和护理保险
第6题
A.根据失能原因不同分为:疾病失能收入保险,意外损失失能收入保险
B.根据失能原因不同分为:疾病收入保险,意外伤害失能收入保险
C.根据失能原因不同分为:疾病失能收入保险,意外伤害失能收入保险
D.根据失能原因不同分为:残疾失能收入保险,意外伤害失能收入保险
第7题
A.失能收入损失保险以因保险合同约定的疾病或者意外伤害导致工作能力丧失,为被保险人在一定时期收入减少或者中断提供保障的保险
B.失能收入损失保险要求被保险人在投保时必须有固定的全职工作
C.失能收入损失保险给付保险金一般都可以超出丧失工作能力时的收入
D.失能收入损失保险通常设立免责期,免责期内保险公司不承担保障责任
第8题
A.失能收入损失保险界定的核心包含两点,一为工作能力丧失,二为失能导致收入损失
B.失能收入损失保险主要是满足被保险人因暂时或永久丧失工作能力后的基本生活需求
C.失能收入损失保险的给付期间可长可短
D.在失能收入损失保险的合同中通常设有免责期条款
E.失能收入损失保险最大的困难和风险是判断被保险人是否持续满足赔付条件,并在被保险人恢复工作能力的情况下及时终止保险金给付
第9题
A.因为约定疾病或者意外伤害导致工作能力丧失未给付保险金条件
B.—般分为短期失能收入损失保险和长期失能收入损失保险
C.目前国内市场上较为普遍的是个体失能收入损失保险
D.既可以是团体保险也可以是个体保险
E.为被保险人在一定时期内收入减少或者中断提供保障的保险
第10题
A.失能收入损失保险主要是满足被保险人因暂时或永久丧失工作能力后的基本生活需求
B.失能收入损失保险的给付期间可长可短
C.失能收入损失保险的合同中通常设有免责
D.失能收入损失保险最大的风险是判断被保险人是否持续满足赔付条件
E.失能收入损失保险合同中常提供保费豁免
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