You can’t directly spend the money in your savings account. If you want to consume or draw cash, you must transfer the money to your debit card or ________ account first.

Job or money?

Would you quit your job if you didn’t need the money?In a 1990 poll by the Gallop 0rganization，many people said quitting work was an important reason to he rich． Yet researehers find that work is one of 1ife’s chief satisfactions for people．

Consider W．Berry Fowler．In l979，Fowler started a tutoring company that heeame so successful he was able to sell out and retire in 1978-a multimillionaire at 40． He bought a 50-foot cabin cruiser（可住宿的游艇）and a house in Hawaii，and busied himself vacationing．

But after 5 years of perpetual vacation， Flower hegan to miss the challenges of work．So in 1992，he hOilght a fitness chain for children and now spends 75 hours a week immersed in balanee sheets and staff nleetings.“My best days on the golf course weren’t half as much fun as a good day at the office，”he says．

A job，studies show， is more than a paycheck．Doing something well can increase confidence and self—worth．When sociologist H．Ray Kaplan surveyed 139 lottery（彩票）millionaires，he discovered 60 percent continued working at least a year affer they’d won．

If jobs are so important，wouldn’t salary size be a gauge（标准尺）of job satisfaction?Americans think so． A survey conducted last year hy Roper Starch Worldwide，Inc．，found that almost 70 percent of the respondents said they would he happier if their families had twice as much household income． Yet studies show that job satisfaction comes less from how much people earn than from the challenge of their jobs and the control they are able to exert． Work that doesn’t engage a person will never seem rewarding，no matter how 1ucative（有利可图的）it hecomes．

第 8 题 The Gallop poll shows many people want to he rich in order not to work．

A．Right

B．Wrong

C．Not mentioned

If you want to teach your children how to say sorry, you must be good at saying it yourself, especially to your own children. But how you say it can be quite tricky.

If you say to your children "I'm sorry I got angry with you, but...", what follows that "but" can render the apology ineffective: "I had a bad day" or "your noise was giving me a headache" leaves the person who has been injured feeling that he should be apologizing for his bad behavior. in expecting an apology.

Another method by which people appear to apologize without actually doing so is to say "I'm sorry you're upset"; this suggests that you are somehow at fault for allowing yourself to get upset by what the other person has done.

Then there is the general, all covering apology, which avoids the necessity of identifying a specific act that was particularly hurtful or insulting, and which the person who is apologizing should promise never to do again. Saying "I'm useless as a parent" does not commit a person lo any specific improvement.

These pseudo-apologies are used by people who believe saying sorry shows weakness. Parents who wish to teach their children to apologize should see it as a sign of strength, and therefore not resort to these pseudo-apologies.

But even when presented with examples of genuine contrition, children still need help to become aware of the complexities of saying sorry. A three-year-old might need help in understanding that other children feel pain just as he does, and that hitting a playmate over the head with a heavy toy requires an apology. A six-year-old might need reminding that spoiling other children's expectations can require an apology. A twelve-year-old might need to be shown that raiding the biscuit tin without asking permission is acceptable, but that borrowing a parent's clothes without permission is not.

If a mother adds "but" to an apology, ______.

A．she doesn't feel that she should have apologized

B．she does not realize that the child has been hurt

C．the child may find the apology easier to accept

D．the child may feel that he owes her an apology

听力原文：W: Hey, Tom. What's up? Where are you off to?

M: I'm on my way to the bank. I have to open a savings account. Want to come?

W: Sure. Wait a minute.

M: OK. (a little while later)

W: You just said you wanted to open a savings account?

M: Yes.

W: They usually have two kinds of deposit-time deposit and current deposit.

M: What is the minimum deposit for a savings account?

W: Sorry. I don't know, but how much money do you want to deposit to start with?

M: Two thousand dollars.

W: That's big enough for both, I'm sure.

M: You know the interest rate, don't you?

W: For current deposit it is very low.

M: I don't mind that. I want to put my money in the bank just to be on the safe side.

W: Good idea.

M; Is it convenient to withdraw money from my savings account here?

W: It's very easy. You just need to fill out a withdrawal form. and hand in your check book together with it, and everything will be OK.

M: Do they use a password?

W: Yes, you can if you like.

M: Do I have to show anything as proof of identification?

W: No. They want nothing. Just tell them your name and address. That's all.

M: Thank you.

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A．Two hundred dollars.

B．Three hundred dollars.

C．Two thousand dollars.

D．Three thousand dollars.

听力原文：W: Hey, Tom. What's up? Where are you off to?

Mi I'm on my way to the bank. I have to open a savings account. Want to come?

W: Sure. Wait a minute.

M: OK.(a little while later)

W: You just said you wanted to open a savings account?

M: Yes.

W: They usually have two kinds of deposit—time deposit and current deposit.

M: What is the minimum deposit for a savings account?

W: Sorry. I don't know, but how much money do you want to deposit to start with?

M: Two thousand dollars.

W: That's big enough for both, I'm sure.

M: You know the interest rate, don't you?

W: For current deposit it is very low.

M: I don't mind that. I want to put my money in the bank just to be on the safe side.

W: Good idea.

M: Is it convenient to withdraw money from my savings account here?

W: It's very easy. You just need to fill out a withdrawal form. and hand in your check book together with it, and everything will be OK.

M: Do they use a password?

W: Yes, you can if you like.

M: Do I have to show anything as proof of identification?

W: No. They want nothing. Just tell them your name and address. That's all.

M: Thank you.

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A．Two hundred dollars.

B．Three hundred dollars.

C．Two thousand dollars.

D．Three thousand dollars.

By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the【66】(save) can be even more impressive.

In some of the most exclusive holiday resorts among the Mediterranean, hotels ch【67】a fortune. Yet for【68】to 50 per cent less you can often get tons more space and your own private pad with the opportunity to cook up a storm and save cash on exp【69】hotel meals.

You have to be careful, th【70】.

There have been horror stories ov【71】the years of people booking villas direct with owners, only to lose everything to phony companies or con artists.

If you do choose to go direct, I would recommend【72】(book) with one of the big listing sites on the Internet【73】as Holiday-rentals. co. uk.

They have details on more than 122,000 pro【74】worldwide, link you directly with the owner, and have been in business for more than ten years. But,【75】the worst did happen and your villa or owner didn't ex【76】, their guarantee will cover you for up to ￡ 3,300.

We got Holiday! Kentals to give us the prices for private rentals in a host of fav【77】Mediterranean destinations. We then【78】(comparison) them with traditional hotel holiday rates for two adults and two children for next summer on the Expedia website.

Bo【79】the hotel and villa rentals are based on a week's holiday for two adults and two children aged 6 and 13 in the p【80】season, for the week of August 15 to 22, and the hotel prices are based on the family sharing one room or suite.

Here's how we got on...

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