The fraud triangle asserts that there are three factors that must exist for a person to commit fraud; these factors are opportunity, pressure, and rationalization.

9. The Origin of the World There are three schools of thought regarding the origin of the world. The first school of thought claims that this world came into existence by nature and that nature is not an intelligent force. However, nature works on its own accord and goes on changing. The second school of thought says that the world was created by an almighty God who is responsible for everything. The third school of thought says that the beginning of this world and of life is inconceivable since they have neither beginning nor end. Buddhism is in accordance with this third school of thought. Bertrand Russell supports this school of thought by saying, “There is no reason to suppose that the world had a beginning at all. The idea that things must have a beginning is really due to the poverty of our thoughts.” Modern science says that some millions of years ago, the newly cooled earth was lifeless and that life originated in the ocean. Buddhism never claimed that the world, sun, moon, stars, wind, water, days and nights were created by a powerful god or by a Buddha. Buddhists believe that the world was not created once upon a time, but that the world has been created millions of times every second and will continue to do so by itself and will break away by itself. According to Buddhism, world systems always appear and disappear in the universe. H.G. Wells, in A Short History of the World, says “It is universally recognized that the universe in which we live, has to all appearance, existed for an enormous period of time and possibly for endless time. But that the universe in which we live, has existed only for six or seven thousand years may be regarded as an altogether exploded idea. No life seems to have happened suddenly upon earth.” The efforts made by many religions to explain the beginning and the end of the universe are indeed ill-conceived. The position of religions which propound the view that the universe was created by god in an exactly fixed year, has become a difficult one to maintain in the light of modern and scientific knowledge. Today scientists, historians, astronomers, biologists, botanists, anthropologists and great thinkers have all contributed vast new knowledge about the origin of the world. The speculative explanations of the origin of the universe that are presented by various religions are not acceptable to the modern scientists and intellectuals. The explanation of the origin of the universe is not the concern of religion. If one insists on studying this subject, then one must investigate the sciences, astronomy, geology, biology and anthropology. These sciences can offer more reliable and tested information on this subject than can be supplied by any religion. 18. If one wants to find out the origin of the world, he/she should learn more about ________ according to the passage.

A、Buddhism.

B、Christian.

C、Islam.

D、Science.

In esplaining the theory of relativisty the scientist states that mechanical laws that are ture in one place_____equally valid in any other place

A.being

B.they should be

C.care

D.to be

A、Healthcare quality

B、Major quality

C、Essential quality

D、Operating quality

There are three kinds of goals: short-term, medium-range and long-term goals.(人生有三种目标：短期目标、中期目标和长期目标。) Short-term goals are those that usually deal with current activities, which we can apply on a daily basis. Such goals can be achieved in a week or less, or two weeks, or possibly, months. It should be remembered that just as a building is no stronger than its foundation, long-term goals cannot amount to very munch without the achievement of solid short-term goals. Upon completing our short-term goals, we should date the occasion and then add new short-term goals that will build on those that have been completed. The intermediate goals build on the foundation of the short-term goals. They might deal with just one term of school or the entire school yourself to become discouraged or overwhelmed. As you complete each step, you will enforce the belief in your ability to grow and succeed. And as your list of completion dates grow, your motivation and desire will increase. Long-term goals may be related to our dreams of the future. They might cover five years or more. Life is not a static thing. We should never allow a long-term goal to limit us or our course of action. Our long-term goals mean a lot _______. A.if we cannot reach solid short-term goals

B.if we complete the short-term goals

C.if we have dreams of the future

D.if we put forward some plans

When we complete each step of our goals, ________.A.we will win final success

B.we are overwhelmed

C.we will build up our confidence to achieve success

D.we should have strong desire for setting new goals

What is the main idea of this passage? _______A.Life is a dynamic thing

B.We should set up long-term goals.

C.Different kinds of goals in life

D.The limitation of long-term goals.

New short-term goals are built upon______.A.a daily basis

B.your achievement in a week

C.current activities

D.the goals that have been completed

Which of the following statements is wrong according to the passage? _______A.The long-term goals cannot amount to very much without achieving short-term goals.

B.The intermediate goals build on the foundation of the short-term goals.

C.Life is a static thing, thus never allowing a long-term goal to limit us.

D.We should often add new short-term goals to what have been completed

请帮忙给出每个问题的正确答案和分析，谢谢！

Beams ：Beams are the structural elements that transmit the loads from floor slabs to vertical supporting columns. They are normally cast monolithically with the slabs and are structurally reinforced on one face, the lower tension side, or both the top and bottom faces. Floor Slabs ：Floor slabs are the main horizontal elements that transmit the moving live loads as well as the stationary dead loads to the vertical framing supports of a structure. They can be proportioned such that they act in one direction (one-way slabs) or proportioned so that they act in two perpendicular direction (two-way slabs). Foundations： Foundations are the structural concrete elements that transmit the weight of the superstructure to the supporting soil. They could be in many forms, the simplest being the isolated footing. It can be viewed as an inverted slab transmitting a distributed load from the soil to the column.

Americans often say that there are only two things a person can be sure of in life: death and taxes.Many people feel that the United States has the worst taxes in the world.

Taxes are the money that people pay to support their government.There are generally three levels of government in the United States; federal ( 联邦的 ), state and city; therefore, there are three types of taxes.

Salaried people who earn more than four to five thousand dollars per year must pay a certain part of their salaries to the federal government.The percentage varies for different people.It depends on their salaries.The federal government has a two level income tax; that is, 15 or 28 percent.$17,850 is the cut-off.The tax rate is 15 percent below $17,850 and 28 percent above.

The second tax is for the state government: New York, California, or any of the other forty -eight states; Some states have an income tax similar to that of the federal government.Of course, the percentage for the state tax is lower.Other states have a sales tax, which is a percentage charged to any item which people buy in the state.Some states use income tax and sales tax to raise their revenues( 税收 ).The third tax is for the city.This tax comes in two forms: property tax (residents who own a home have to pay taxes on it and excise

tax( 货物税 ), which is collected on vehicles in a city.The cities use this money for education, police, public works, etc.

Since Americans pay such high taxes, they often feel that they are working one day each week just to pay their taxes.People always complain about taxes.They often say that the government misuses their tax dollars.They all believe that taxes are too high in this country.

(1).How many kinds of taxes should American pay? ( )

A.2

B.3

C.4

D.5.1

(2).How do some states raise their revenues? ( )

A.By using income tax

B.By using sales tax

C.By using federal taxes

D.Both A and B

(3).What’s the attitude of Americans to the high taxes? ( )

A.They like it

B.They agree with it

C.They complain about it

D.They don’t care

(4).How much money does an American earning $40,000 per year pay to the federal government as income tax? ( )

A.28% of this income

B.15% of this income

C.$17850.

D.$ 5000.

(5).What tax does an American have to pay to the city if he owns a car? ( )

A.Property tax

B.Excise tax

C.Income tax

D.Sales tax

A、hard

B、calm

C、staff

D、catch