________banking,also known as consumer banking or personal banking, refers to the division

As examples of consumer goods that affect the spirit of man, the author refers to ______.

A．the supermarket

B．movies and television

C．material junk

D．services in the "brave new world"

The term e-commerce refers to all commercial transactions conducted over the Internet, including transactions by consumers and business-to-business transactions. Conceptually, e-commerce does not __67__ from well-known commercial offerings such as banking by phone, "mail order" catalogs, or sending a purchase order to supplier __68__ fax.E-commerce follows the same model __69__ in other business transactions; the difference __70__ in the details.

To a consumer, the most visible form. of e-commerce consists __71__ online ordering. A customer begins with a catalog of possible items, __72__ an item, arranges a form. of payment, and __73__ an order. Instead of a physical catalog, e-commerce arranges for catalogs to be __74__ on the Internet. Instead of sending an order on paper or by telephone, e-commerce arranges for orders to be sent __75__ a computer network. Finally, instead of sending a paper representation of payment such as a check, e-commerce __76__ one to send payment information electronically.

In the decade __77__ 1993, e-commerce grew from an __78__ novelty (新奇事物) to a mainstream business influence. In 1993, few __79__ had a web page, and __80__ a handful allowed one to order products or services online. Ten years __81__, both large and small businesses had web pages, and most __82__ users with the opportunity to place an order. __83__, many banks added online access, __84__ online banking and bill paying became __85__. More importantly, the value of goods and services __86__ over the Internet grew dramatically after 1997.

A．distract

B．differ

C．descend

D．derive

The iceberg style. refers to the writing style. of the American writer __________.

You know my nme is Li Lei. Lookt the blck cr. It’s my fther’s cr. My fther is hehiYou know my nme is Li Lei. Lookt the blck cr. It’s my fther’s cr. My fther is hehind Ihc cr. The womn in blue cot is my mother. She is in the cr. The girl in red ht is my sister. She is in the cr. too. Her nme is Meimel. She hs ci. The ct is white. It’s in the cr. I ts nme is Mimi. It is very nice. Whose cr is this It’s Li Lei’s. B．It’s Li Lei’s fther’s. C．It’s Li Lei’s mother’s.

A．It’s Li Lei’s．

B．It’s Li Lei’s father’s．

C．It’s Li Lei’s mother’s．