Some of Bank of America's old magic seems to have rubbed off on New York's Citibank, perennial rival for top banking honors. Thanks to aggressive growth policies, Citicorp's assets topped Bank of America's for the first time in 1983 and by a healthy margin. Citibank has also been generating profits at a fast clip, enabling it to spend lavishly on campaigns to enter new markets -- notably Bank of America's turf in California.
The bad times Bank of America is currently facing are partly the result of the good times the bank enjoyed earlier. Based in a large and populous state and operating in a regulated environment, Bank of America thrived. Before deregulation, banks could not compete by offering savers a higher return, so they competed with convenience. With a branch at every crossroads, Bank of America was able to attract 40% of the California deposit market -- a source of high earnings when the legal maximum payable to depositors was much lower than the interest on loans.
The progressive deregulation of banking forced Bank of America to fight for its customers by offering them competitive rates. But how could this mammoth bureaucracy, with its expensive overhead, offer rates as attractive as its loaner competitors? Pruning the establishment was foremost in the minds of Bank of America policymakers. But cutbacks have proceeded slowly. Although the bank is planning to consolidate by offering full services only in key branches, so far only about 40 branches have been closed. Cutbacks through attrition have reduced the work force from 83,000 to fewer than 73,000; wholesale layoffs, it seems, would not fit the tradition of the organization. And they would intensify the morale problems that already threaten the institution.
According to the passage, New York's Citibank ______.
A.is a dark horse in the field of banking
B.has been growing in a moderate way
C.has been making efforts to conquer the markets of Bank of America
D.has more branches than Bank of America now
第1题
A.冠状动脉供血不全
B. 气胸
C. 胸膜炎
D. 呼吸中枢抑制
E. 呼吸肌麻痹
第2题
该患者体格检查中不应该有
A.手套、袜套样感觉减退
B.腱反射减弱
C.面部潮红
D.锥体束征阳性
E.双侧面瘫
第3题
65岁男性,入院前2天晨起发现右上下肢力弱,尚能行走,入院前1天右上下肢无力加重,不能行走
该病人诊断应考虑
A.腔隙性脑梗死'
B.进展性卒中
C.完全性卒中
D.TIA
E.分水岭梗死
第4题
65岁男性,入院前2天晨起发现右上下肢力弱,尚能行走,入院前1天右上下肢无力加重,不能行走
该病人诊断应考虑
A.腔隙性脑梗死
B.进展性卒中
C.完全性卒中
D.TIA
E.分水岭梗死
第5题
A.多发性硬化
B.急性炎性脱髓鞘性多发神经病
C.重症肌无力
D.蛛网膜下腔出血
E.脑出血
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