DO open a registered education savings plan. The earnings aren't taxable as they grow within the plan, and there's the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That's a guaranteed 20 percent return-it's a no-brainer,' says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio's growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don't chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool's game. "Studies have shown that it's longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don't overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
Which of the following is not mentioned in this passage?
A.It is not easy to pay for the Children's education nowadays.
B.The stock market became more risky in recent years.
C.No one wants to invest heavily on the stock market today.
D.A registered education savings plan will help parents to save more.
第1题
有关CT薄层扫描特点的叙述,正确的是
A.降低设备损耗
B.减少运动伪影
C.提高密度分辨率
D.减少部分容积效应
E.减少患者X线剂量
第3题
CT薄层扫描的优点
A.降低设备损耗
B.提高时间分辨率
C.提高密度分辨率
D.减少部分容积效应
E.减少患者辐射剂量
第4题
下述螺旋CT扫描优点,哪项不对()
A.缩短扫描时间
B.明显提高空间分辨率
C.减少病人接受X线剂量
D.容积扫描
E.减少图像的运动伪影
第6题
下述螺旋CT扫描优点,不对的是()。
A、缩短扫描时间
B、明显提高空间分辨率
C、减少患者接受X线剂量
D、容积扫描
E、减少图像的运动伪影
第8题
与常规X线摄影相比。CT的主要优点是
A.视觉分辨率提高
B.能量分辨率提高
C.低对比分辨率改善
D.空间分辨率改善
E.时间分辨率改善
为了保护您的账号安全,请在“上学吧”公众号进行验证,点击“官网服务”-“账号验证”后输入验证码“”完成验证,验证成功后方可继续查看答案!