____________（鉴于社会的实际需要)there are more and more people interested in learning Engl

ings accounts and savings bonds.They take comfort of knowing that while the return from such【M1】______

investmentsmay be small, it is steady and sure. Another people seek investments 【M2】______

that involve higher risks. They understand that the amount of money a investment 【M3】______

returns is frequently related to the amount of risk it involves. Because they want to obtain the greatest possible return on each dollar investing, they are willing to take certain 【M4】______

chances. Still another group of people want both comfort of safe investments and 【M5】______

greater dollar return of high-risk investments. Accordingly, they prefer to a program 【M6】______

that has a balance of both safe and high-risk investments.

For the last two groups, most popular types of high-risk investments are those 【M7】______

that involve securities. Securities, that is a general term for stocks and bonds, are 【M8】______

sold by governments and corporations in order to raise large amounts of money.

There are three ways in which businesses that needs a great deal of money for a long 【M9】______

period of time can obtain that money. They can go to a bank and apply for a long-term loan. They can use the profits of the business. Or they can sell stocks and bonds. But banks are often reluctant to lend large amounts for periods longer than one and two years. 【M10】______

And profits are ordinarily not large enough to finance anything very expensive.

【M1】

. You should write at least 120 words following the outline given below in Chinese:

1. 选修课给学生带来很多好处

2．选修课也对学生产生一些负面影响

3．我的观点

Optional Courses

rding to the following outline (given in. Chinese). Your composition should be no less than 120 words. Remember to write your composition on the Answer Sheet 1 clearly and neatly.

1. 有人喜欢结交与自己相类似的朋友。

2. 有人喜欢结交与自己完全不同的朋友。

3. 我的看法。

Choice of Friends

独猎物很难注意到他们).